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Rent to Own

If you’re an individual with insufficient credit or unstable finances, buying a home may not be an option at this time. However, it may be a good idea for you to try a rent to own option. A seller can agree to allow a prospective buyer to rent the property for a set amount of time with a guarantee that the buyer will have the option to buy the property at the end of the period at a price agreed on beforehand. The tenant is never required to purchase the home at the end of the rent to own period. In addition, the seller is obligated not to sell the home or alter the selling price during the rental term. This kind of agreement is also referred to as a lease option.

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A rent to own agreement also gives a potential buyer time to accumulate purchasing resources for a down payment without losing the opportunity to purchase a home of choice. Rent to own can also be a good alternative for families that may have the financial means to buy a house, but are not yet ready to commit to moving into a neighborhood that they haven’t thoroughly checked out first. Potential home buyers need to be aware that besides rent to own, there are many other options available to individuals with insufficient capital for a down payment.

In his best selling guide to success in the real estate market, Nothing Down: Real Estate Techniques, Robert G. Allen shares fifty favorite real estate strategies for getting the home you want with no money down. Robert G. Allen has also pooled his real estate knowledge and financial expertise with Mark Victor Hansen, co-creator of the bestselling Chicken Soup for the Soul series, to produce The One Minute Millionaire: The Enlightened Way to Wealth. In this book, Robert G. Allen and Mark Victor Hansen share their secrets to financial success and provide a wealth of strategies for becoming a millionaire one minute at a time. Visit the One Minute Millionaire website to order your own copy of The One Minute Millionaire, register for a training seminar, or read about how to become an Enlightened Millionaire™.